Our Services

Our Services

Smart Solution for Your Payment

Thoro Payments starts every client relationship with a complimentary review of their most recent merchant account statement. We thoroughly analyze all rates, fees, and hidden charges, providing a transparent breakdown for easy comparison. From there, we offer a customized rate plan tailored to the client’s needs. In many cases, Thoro Payments helps clients save between 10% and 30% on their current processing fees, depending on various factors. We proudly compete with major processors such as Wells Fargo, Chase, Moneris, Bank of Hawaii, First Hawaiian Bank, TD Merchant Services, Global Payments, Bank of America, and Heartland.

Credit and Debit Card Processing

Thoro Payments provides secure, fast credit and debit card processing for all major cards, offering transparent fees, fraud protection, and seamless transactions for both in-person and online payments.

Merchant Cash Advances

Thoro Payments offers flexible merchant cash advances, providing businesses with fast access to capital, repaid through a percentage of future sales, helping you manage cash flow without traditional loans.

Tablet and Point of Sale (POS)

Thoro Payments offers intuitive tablet and POS systems, enabling seamless transactions, inventory management, and real-time sales tracking, all in a user-friendly interface designed for businesses of all sizes.

Gift & Loyalty Card Programs

Thoro Payments helps businesses increase customer engagement with customizable gift and loyalty card programs, driving repeat business, boosting brand loyalty, and offering flexible reward options to suit your customers' preferences.

Electronic Check Acceptance

Thoro Payments streamlines transactions with secure electronic check acceptance, allowing businesses to quickly process checks electronically, reduce manual errors, and receive payments efficiently without the hassle of paper checks.

High Risk Processing Solutions

Thoro Payments specializes in high risk processing solutions, offering tailored support and robust security features to help businesses in challenging industries navigate payment processing with confidence and reliability.